About Dan and Income Over Wealth

I grew up in Washington state, spent 14 years on active duty as a U.S. Air Force Captain, and finished an MBA at the University of Washington while still in uniform. When I transitioned out, I went into real estate full-time. Over the last decade, I've run more than 100 transactions, mostly buying distressed properties and selling them on terms.

Along the way, I learned something that surprised me. Most of the retirement advice my parents' generation received was built around the accumulation phase. Save more, invest more, watch your number grow. Almost no one talks about what happens when you stop accumulating and start spending. That's a completely different problem with a completely different toolkit, and most retirees walk into it blind.

Income Over Wealth is my attempt to fix that. It's a publication about generating stable, predictable retirement income from sources that don't require you to watch markets every day. I cover dividend stocks, bonds, annuities, rentals, real estate syndications, private notes, and anything else that produces real cash flow for real people. I try to be honest about what works, what doesn't, and who each strategy fits.

I publish a free weekly letter. If you're somewhere in the 45 to 70 range and thinking harder about where your retirement income is going to come from, it's probably for you.

You can also find me on YouTube at Retire Early with Dan Wilson, where I publish video versions of the same ideas.